Atal Pension Yojana

**Atal Pension Yojana (APY)** is a government-backed pension scheme primarily aimed at workers in the unorganized sector. It provides a defined pension based on the contribution amount and period.

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Steps to Apply

1Visit bank branch or online banking
2Fill APY registration form
3Choose pension amount
4Set up auto-debit
5Receive acknowledgment

Eligibility

Age between 18-40 years
Bank account holders
Not covered by any statutory social security scheme
Valid KYC documents

Benefits

Guaranteed pension after 60 years
Government co-contribution
Tax benefits under 80CCD
Option for spouse continuation
Return of corpus to nominee

Requirements

Bank account
Aadhaar card
Mobile number
Age proof
KYC documents

Frequently Asked Questions

What are the pension amount options?

Monthly pension options range from ₹1,000 to ₹5,000 per month.

When does the pension start?

The pension starts after the subscriber reaches 60 years of age.

Disclaimer

The information provided here is based on publicly available resources. We strive to keep it up to date, but it is always advisable to consult official documentation or contact the relevant authorities to verify the details before making any decisions or taking action.

We are not liable for any discrepancies, damages, or consequences that may arise from the use of this information. Additionally, we do not take responsibility for any SMSD (Short Message Service Delivery) issues or related concerns that may arise from our services.

More About This Scheme

APY provides social security to workers in the unorganized sector by ensuring a guaranteed pension after retirement.