Ayushman Bharat

**Ayushman Bharat** is a flagship health initiative introduced by the Government of India in 2018. Its primary aim is to provide Universal Health Coverage (UHC) and improve healthcare access, especially for economically disadvantaged sections of society. **History**: Conceptualized under the National Health Policy, Ayushman Bharat consolidates multiple existing healthcare schemes into one unified framework. The initiative is focused on offering financial protection to vulnerable families through health insurance.

Apply Now Track Application

Steps to Apply

1Visit the official Ayushman Bharat website or contact your nearest Common Service Center (CSC).
2Check your eligibility by entering your details such as Aadhaar number or mobile number using the eligibility checker.
3Create an account or log in with your personal details like name, age, and address.
4Fill out the application form and upload necessary documents such as ID proof and eligibility proof.
5Submit the application and save the acknowledgment receipt for future reference.
6Track the status of your application through the website’s tracking feature.

Eligibility

Families identified under the Socio-Economic Caste Census (SECC) database.
Individuals in urban worker categories such as ragpickers, beggars, and domestic workers.
Households with no adults aged 16-59 years.
Manual scavenger families and those with a single-room living condition.
People who hold valid Ayushman Bharat cards issued by the government.

Benefits

Up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Coverage for over 1,500 medical procedures, including surgeries, diagnostics, and medicines.

Pre- and post-hospitalization expenses are covered for up to 15 days.

No age, gender, or family size restrictions.

Transportation costs up to ₹2,000 per hospitalization are covered.

Cashless treatment at more than 24,000 empaneled hospitals across India.

Diseases/Services Covered

Heart surgeries, including bypass and valve replacements.
Cancer treatments such as chemotherapy and radiation therapy.
Kidney transplants and dialysis services.
Neurological disorders and brain surgeries.
Orthopedic procedures, including joint replacements.
Maternity care and neonatal care for infants.

Exclusions

Outpatient (OPD) consultations and treatments.
Cosmetic surgeries and aesthetic procedures.
Drug rehabilitation treatments.
Fertility treatments and surrogacy.
Treatments that are not prescribed by empaneled doctors.
Conditions resulting from self-harm or substance abuse.

Frequently Asked Questions

How can I check if I am eligible for Ayushman Bharat?

You can check your eligibility by entering your Aadhaar number, mobile number, or SECC details on the official website.

Is there any age limit for beneficiaries?

No, the Ayushman Bharat scheme does not impose any age or gender restrictions for beneficiaries.

Can I apply offline for Ayushman Bharat?

Yes, you can visit your nearest Common Service Center (CSC) to apply offline.

What is the maximum health coverage under Ayushman Bharat?

The scheme provides coverage of up to ₹5 lakh per family per year for secondary and tertiary care hospitalization.

Are there any restrictions on the type of hospital for treatment?

No, Ayushman Bharat provides cashless treatment at over 24,000 empaneled hospitals across India.

Is pre-existing illness covered under the scheme?

Yes, pre-existing illnesses are covered from the day of enrollment.

Can I apply for my family members?

Yes, you can apply for your eligible family members under the scheme.

How can I check the status of my application?

You can check your application status by visiting the official website and entering your acknowledgment receipt number or registered mobile number.

What documents are required to apply for Ayushman Bharat?

You will need documents such as Aadhaar card, ration card, and eligibility proof from the SECC database.

Is there any cost for enrolling in Ayushman Bharat?

No, enrolling in the Ayushman Bharat scheme is completely free of charge.

Disclaimer

The information provided here is based on publicly available resources. We strive to keep it up to date, but it is always advisable to consult official documentation or contact the relevant authorities to verify the details before making any decisions or taking action.

We are not liable for any discrepancies, damages, or consequences that may arise from the use of this information. Additionally, we do not take responsibility for any SMSD (Short Message Service Delivery) issues or related concerns that may arise from our services.

More Information

Ayushman Bharat is the world’s largest health insurance scheme, covering over 10 crore families across India. Designed to provide financial protection against high medical expenses, the scheme aims to reduce the burden of healthcare costs that can lead to poverty. It focuses on bridging the gap between rural and urban healthcare access, ensuring that quality medical treatment is available to all citizens, regardless of their geographic location or economic background. For more information about the Ayushman Bharat scheme, please visit the official government website. Always verify the authenticity of the information through trusted and official government resources to ensure its accuracy and relevance.