Pradhan Mantri Awas Yojana (Urban)

**Pradhan Mantri Awas Yojana (Urban)** is a flagship mission of the Government of India that aims to provide 'Housing for All' in urban areas. The scheme addresses the housing requirement of urban poor including slum dwellers. **Key Objectives**: - Provide affordable housing to urban poor - Promote inclusive and sustainable housing - Ensure a pucca house to every eligible urban household - Improve quality of life for urban poor

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Steps to Apply

1Visit nearest Common Service Center or Municipal office
2Fill PMAY(U) application form
3Submit required documents
4Complete verification process
5Track application status online

Eligibility

Urban residents belonging to EWS/LIG categories
Annual income within prescribed limits
No pucca house in family's name
First-time home buyers

Benefits

Credit Linked Subsidy on home loans
Central assistance of ₹1-2.3 lakhs
Interest subsidy up to 6.5%
Affordable housing through PPP
Rehabilitation of slum dwellers

Requirements

Income proof
Identity proof
Address proof
Bank account details
Property documents (if applicable)

Frequently Asked Questions

What is the maximum income limit for PMAY(U)?

For EWS category: up to ₹3 lakhs per annum, for LIG category: ₹3-6 lakhs per annum.

What is the interest subsidy period?

The interest subsidy is available for a loan tenure of 20 years or actual tenure, whichever is lower.

Disclaimer

The information provided here is based on publicly available resources. We strive to keep it up to date, but it is always advisable to consult official documentation or contact the relevant authorities to verify the details before making any decisions or taking action.

We are not liable for any discrepancies, damages, or consequences that may arise from the use of this information. Additionally, we do not take responsibility for any SMSD (Short Message Service Delivery) issues or related concerns that may arise from our services.

More About This Scheme

PMAY(U) has transformed the urban housing sector by making affordable housing accessible to millions of urban poor through various implementation mechanisms and financial support.